A Study on Retail Loans - 12064 Words

A PROJECT REPORT On COMPREHENSIVE STUDY OF RETAIL LOANS undertaken at â€Å"PUNJAB NATIONAL BANK LTD† For the partial fulfillment of award of degree â€Å"MASTER OF BUSINESS ADMINISTRATION† 2009-2011 SUBMITTED TO:- SUBMITTED BY:- Ms RITU GUPTA Abhishek ROLL NO. 558/MBA/09 M.B.A. 4th SEMESTER P.D.M. COLLEGE OF ENGINEERING, BAHADURGARH MAHARSHI DAYANAND UNIVERSITY, ROHTAK SIGNIFICANCE OF THE STUDY :-†¦show more content†¦Type of Research :- Research methodology is a way to systematic solve the research problem.it is a procedure, which is followed step by step to solve a particular research problem. There are basically four types of researches ⠝â€" EXPLORATIVE RESEARCH ⠝â€" DESCRIPTIVE RESEARCH ⠝â€" DIAGNOSTIC RESEARCH ⠝â€" HYPOTHESIS TESTING RESEARCH âž ¢ Explorative Research :- To gain familiarity with the phenomenon or to achieve an insight into it. âž ¢ Descripitive Research :- To poetry accurately the characteristic of the particular individual situation or a group. âž ¢ Diagnostic Research :- To determine the frequency with which something occurs or with which it is associate with something else. âž ¢ Hypothesis Testing Research :- To test a hypothesis of casual relationship between variables. The present project is Decriptive in nature. It is done to poetry accurately the characteristic of a particular individual situation or a group. The major purpose is descriptive research is the description of the state of the affairs as it exits at presents. The main characteristics of this method are that the researcher has noShow MoreRelatedChallenges Of Retailing And India1301 Words   |  6 PagesRural segment is one from where fresh demand of retail loan is being generated. PSBsare in real advantage as they have good network of rural and semi-branches where competition is less and opportunities are more. 3. Cross selling and up selling : is a very successful way of improving volumes. As a strategy existing customers should be offered products where profit margins are more e.g. offering car loan, furnishing loan etc. to existing housing loan customers. Further based on contribution of theRead Morecase study Iridium1062 Words   |  5 Pagesï » ¿Iridium Case Study Iridium is a famous case in which Motorola and other well known companies invested about $5 billion in a satellite venture that would enable a person to use his cell phone around the world. The investment included more than $2.2 billion in debt. Soon after operations began, the company declared bankruptcy and its assets were ultimately sold for only $25 million, leaving the lenders with a total loss. It is obvious that projections made by the company and endorsed by theRead MoreAn Open Air Shopping Center Located At 1345 U.s.1337 Words   |  6 Pagesintended market for the site is retail customers. The analysis of the market area and site demonstrated that the land use can involve retail project targeting retail customers. To support the retail development, it is essential to keep in mind two factors such as potential tenants’ stores and shoppers (Kahr, Thomsett 9). With these in mind, the target of retail development can be evaluated. With 14,551 households and 10,404 fa milies residing in the North Brunswick, the retail space analysis demonstratesRead MoreGraduation Speech : Millennials And College Debt 1485 Words   |  6 Pagesthat American students are carrying after college graduation is increasing at a rapid rate. 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The organization is Amy’s bread. The industry is baked goods. 3.) The problems facing this organization in order of importance are: the existing workload is too great for space making product expansion impossible. They are at a threat of having customers turn awayRead MoreSolving the Foreclosure Crisis Essay example1182 Words   |  5 Pagesmarket. When the housing market crashed subsequently the stock market crashed soon after it. As a result of both the real-estate and the stock market crash the banks opted out to tighten up their belts by increasing the criteria to apply for credit and loans. For most Americans who have or had middle class to poor income status it is almost if not impossible to apply for and receive credit now from a reputable bank institution. The foreclosure rate is exceptionally important to me because my family andRead MoreHR Block Case Study Essay1627 Words   |  7 PagesHR Block Tax Services Case-Study Frank M. 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Features of Retail Banking ïÆ'Ëœ Impact of Retail Banking in Indian Economy ïÆ'Ëœ Trends in Retail Banking ïÆ'Ëœ Role of Retail Banking in Indian Economy ïÆ'Ëœ Challenges in Retail Banking SCOPE OF STUDY The benefit of the study for the researcher is that it helps to gain knowledge and